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CDs

Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
3 Month CDa$500.00$500.00c2.10%2.12%
6 Month CDa$500.00$500.00c2.45%2.48%
9 Month CDa$500.00$500.00c2.45%2.48%
12 Month CDa$500.00$500.00c2.60%2.63%
18 Month CDa$500.00$500.00c2.60%2.63%
24 Month CDa$500.00$500.00c3.00%3.04%
30 Month CDa$500.00$500.00c3.00%3.04%
36 Month CDa$500.00$500.00c3.10%3.14%
48 Month CDa$500.00$500.00c3.25%3.30%
60 Month CDa$500.00$500.00c3.40%3.45%
Jumbo 1 Month CDa$100,000.00$100,000.00c2.25%2.27%
Jumbo 3 Month CDa$100,000.00$100,000.00c2.25%2.27%
Jumbo 6 Month CDa$100,000.00$100,000.00c2.45%2.48%
Jumbo 12 Month CDa$100,000.00$100,000.00c2.85%2.89%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

IRAs

Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
12 Month IRAa$500.00$500.00c2.60%2.63%
18 Month IRAa$500.00$500.00c2.60%2.63%
24 Month IRAa$500.00$500.00c3.00%3.03%
36 Month IRAa$500.00$500.00c3.10%3.14%
48 Month IRAa$500.00$500.00c3.25%3.30%
60 Month IRAa$500.00$500.00c3.40%3.45%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

PERSONAL ACCCOUNTS

Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
Interest with Checkingb$100.00$100.00d0.25%0.25%
NOWb$1,000.00$1,000.00d0.35%0.35%
Money Marketb$2,500.00$2,500.00d
Balance:
$2,500.00 - $9,999.990.25%0.25%
$10,000.00 - $24,999.990.50%0.50%
$25,000.00 - $49,999.990.75%0.75%
$50,000.00 and up1.00%1.00%
Savingsb$100.00$100.00d0.50%0.50%
Minor Savingsb$25.00$25.00d0.50%0.50%
Senior Checkingb$100.00$100.00d0.25%0.25%
Senior Savingsb$100.00$100.00d0.50%0.50%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

BUSINESS ACCOUNTS

Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
NOWb$1000.00$1000.00d0.35%0.35%
Money Marketb$2500.00$2500.00d
Balance:
$2,500.00 - $9,999.990.25%0.25%
$10,000.00 - $24,999.990.50%0.50%
$25,000.00 - $49,999.990.75%0.75%
$50,000.00 and up1.00%1.00%
Savingsb$100.00$100.00d0.50%0.50%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

ORGANIZATION ACCOUNTS

Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
Interest Checkingb$100.00$100.00d0.25%0.25%
NOWb$1000.00$1000.00d0.35%0.35%
Money Marketb$2500.00$2500.00d
Balance:
$2,500.00 - $9,999.990.25%0.25%
$10,000.00 - $24,999.990.50%0.50%
$25,000.00 - $49,999.990.75%0.75%
$50,000.00 and up1.00%1.00%
Savingsb$100.00$100.00d0.50%0.50%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.


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