Park State Bank & Trust

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		Internet Banking

eCHECKING (Available 1st Quarter 2009 for New and Existing Customers)

PRODUCT DESCRIPTION:

No service charge checking account with added benefits

FEATURES AND BENEFITS:

FREE account with no maintenance fees or minimum balance required
FREE internet banking and phone banking
FREE bill pay
FREE ATM/Debit card fee for the Life of the Account
FREE eStatements delivered electronically
FREE yourself of paper clutter since no checks are issued for this account

PRODUCT/SERVICE REQUIREMENTS:

Initial Deposit of $100.00 required
Valid state issued driver’s license or state issued I.D. card
Social security card or other verification* of social security number

* Social security card
* Social security number on valid driver’s license
* Social security number on health insurance card
* Social security number on payroll stub
* Social security number on IRS tax form 1040