Certificates of Deposit offer low-risk investment opportunities and higher interest rates by locking in your deposits for a specified period of time.

This is a single-deposit account and the interest rate is fixed at the date of deposit for the term of the account. Interest earned can be credited back into the account, or transferred monthly or quarterly to another Park State Bank & Trust account, or paid by check. CDs range in terms from 3 to 60 months.

Jumbo CDs have a starting balance of at least $100,000 and earn a higher rate of interest with terms ranging from 1 – 12 months.